Affordable, Compliant Health Plans Start Here
Vitable Health’s MEC plans help employers check the ACA compliance box, attract and retain employees, and make everyday care accessible—without breaking the budget.
4.8/5
member rating
94
Net Promoter Score
3,000+
member reviews
The Challenge:
Rising Costs and Tough Choices
For many employers, offering health benefits feels like an impossible choice. Rising premiums eat into budgets, yet skipping coverage exposes you to stiff ACA penalties and limits your ability to recruit and retain workers.
Employees—especially those in frontline roles—are left underserved, often unable to afford the care they need to stay healthy and productive.
per full-time employee
Vitable Health MEC Plans
Vitable’s MEC (Minimum Essential Coverage) plans are designed for employers who need an affordable, compliant foundation for health benefits—while ensuring employees can actually access care.
Part A Compliance
Avoid ACA sledgehammer penalties with confidence.
Affordable Coverage
Plans designed for cost-sensitive industries and workforces.
Employee Value
A benefits package that attracts talent and supports growth.
Better Access
MEC plans come paired with Vitable Primary Care—unlimited virtual visits, mental health, prescriptions, and labs at no extra cost.
A better way to offer health benefits
As an employer, you're not just running a business. You're protecting your people, livelihood, and future.
And every hero needs a guide. That's where Vitable Health comes in.
We make caring for your team simple, affordable, and compliant. That way, you can focus on what matters most: leading your team to thrive.
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Better results for better teams.
"Vitable’s VPC + ICHRA solution is truly the gold standard in virtual care. This seamless integration makes it feel like a group plan, but with the added advantage of personal choice. For a startup like ours, it’s the ideal solution. It supports both our mission and helps us attract top talent."
"With Vitable's Primary Care, we’ve been able to provide our employees and 1099 contractors with access to high-quality, affordable care. The flexibility of the plan, including the ability to add dependents at no additional cost, made it a competitive advantage as we work to attract and retain top talent."
"Vitable was such a great thing to bring to the table. Because of Vitable, we can finally put that we have comprehensive health benefits that employees will love. Which made a huge difference in hiring and retention."
Frequently asked
questions
What is Vitable Health?
Vitable Health is a health-benefits platform built for today’s workforce. We combine accessible, high-quality primary care with flexible, ACA-compliant benefit options so employers can offer healthcare that actually works for both people and business.
Who does Vitable Health serve?
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Employers of all sizes who want to offer standout benefits without the cost spikes or administrative burden of traditional group plans. We specialize in serving organizations in industries with hourly, frontline, or variable-hour workforces.
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Brokers looking for better, more modern solutions to recommend to clients. We help trusted advisors deliver benefits packages that deliver real access, value, and employee satisfaction.
What is Direct Primary Care?
Direct Primary Care (DPC) is a flat-fee, subscription-style healthcare model that gives employees unlimited access to everyday care—without the complexity of insurance. With Vitable, that means same or next-day virtual visits, $0 prescriptions, mental health support, and more. There are no copays, no deductibles, and no surprise bills—just simple, reliable care when and where your employees need it.
Does Vitable offer major medical plans?
Yes. Vitable offers a Minimum Value Plan (MVP) that provides major medical coverage, including hospitalizations, emergencies, and specialist care. When paired with our Direct Primary Care membership, your team gets both comprehensive coverage and unlimited everyday care—with fewer claims and better employee outcomes.
Can I offer Vitable alongside an existing group health plan?
Yes. You can offer Vitable’s Direct Primary Care alongside any existing group health plan to enhance access to everyday care. Additional services, like MEC or HRA options, may have specific rules depending on how your current benefits are structured. Our team can help you find the best fit based on your setup.
What is Minimum Essential Coverage?
Minimum Essential Coverage (MEC) is the baseline level of health coverage required under the Affordable Care Act (ACA). It includes preventive services such as annual checkups, screenings, and immunizations. Employers offering MEC plans can meet ACA requirements and avoid costly penalties.
What is a Health Reimbursement Arrangement
An HRA is an employer-funded benefit that reimburses employees for medical expenses, like insurance premiums. Unlike traditional group plans, HRAs give employers more control over costs and offer employees greater flexibility in how they use their healthcare dollars.